Fafsa independent loophole reddit Meanwhile, here is the FAFSA info on who is an independent student. The school wants to make sure students who actually have need can get it from the limited pot of money. The home of college football on reddit. Becoming an independent for FAFSA purposes is much harder than becoming an If fafsa qualifies you as an independent student you do not need to report their income Reply reply Contributors may provide general information and advice to students seeking help with applying for financial aid, but all students must understand that the best resource they can seek is the financial aid office at the school they are attending. Unless you can answer Is There a FAFSA Independent Loophole? Loophole stories have made the news, sparking discussions about whether the process is ethical, and how need-based aid is calculated. FAFSA only considers you an independent at 24, or marriage. to back your situation. Previously when I filed my applications I was a dependent on my parents tax returns, but now I have my own tax return and living in my own place with . This article explains how this status works, its challenges, and its advantages. FAFSA - Free Application for Federal Student Aid Seems low considering some schools cost that in two years, but okay I don't think they'll let me apply as an independent for the 2024-2025 year since my 24th birthday is January 7th, 2025, and I wasn't born before January 1st, 2001. This is a place for Financial Aid Posted by u/storiesofstories - 1 vote and 5 comments Student that a financial aid admin documents independence by unusual circumstances Being independent for tax and FAFSA reasons now has no correlation with being on your parents health insurance. OP needs to ask the school for a professional judgment. So meeting with a school counselor is meh. I'm currently applying for financial aid and I just wanted to make sure the information I have is correct. but an independent student is eligible for $9500-$12500 again, depending on completed credits. Income of about 25k. When you apply for federal financial aid they require your parents’ income information to determine your EFC. Expand user menu Open settings menu. In fafsa's and the school's eyes, it doesn't matter if they are not receiving help they still have to apply as a dependent with all their parent's tax info if they don't meet the independent guidelines. HERES THE ISSUE: When I went through the form I did everything correctly, but it says I’m an independent. Step 1: Fill out the FAFSA honestly. ) Reddit's hub for advice, articles, and general discussion about getting and repaying Because of this, I would like to fill out the FAFSA as an independent so I can apply for loans and pay them off myself if I get them. Conext: I'm a senior in undergrad applying for FAFSA because I'm planning on attending grad school (still hearing back). My parents claimed me for the 2023 tax year but will not longer be able to assist or claim me anymore. View community ranking In the Top 10% of largest communities on Reddit. So yes, if you turn 24 in July 2022 then you'd be Independent for the 22/23 year. You must enter your SSN to create your account" like she does not have a ssn what are you talking abouttt 😭😭😭😭 Disclaimer: Please note the information provided by our members is not (and should not) be interpreted as legal advice. As an independent student, the FAFSA application process is similar to that of dependent students, but with a crucial difference – you don’t need to provide your parents’ financial information. Or check it out in the app stores TOPICS. Provide all the documentation they request, be honest in the interview process, and work with them every step of the way. Would that mean I am a 22 year old that was able to file for FAFSA as an independent due to parental abandonment. My parents are helping pay for half of that, so I’m planning on taking out 2500 in student loans this upcoming fall semester. i am wondering if i am still considered an undergrad or if i’m “working toward a doctorate,” as this selection affects whether fafsa views me as dependent or independent Get the Reddit app Scan this QR code to download the app now. Colleges' financial aid office with the Jan 15 deadline is aware of the situation and assure that students will receive all the aid they're eligible for (all good it seems). There’s a good book on it called “The Medical Loophole”. Valheim; Genshin Impact; Your income will be considered at a higher overall % if you're independent than if you're dependent, so if it's just you two, you'd likely qualify for more aid doing it this way. The reasons why are: I haven’t made over $10k each year from 2007-2011 and The FAFSA Independent Loophole refers to the eligibility criteria that allow students to file as independent for federal financial aid purposes, separating themselves from their parents’ financial information and potentially FAFSA thinks only people over 24 could ever be truly independent. Reddit's hub for advice, articles, and general discussion about getting Posted by u/Ok-Blacksmith5436 - 1 vote and no comments If your FAFSA Submission Summary says you are independent because of age, then it doesn’t matter what the school says. be interpreted as legal advice. I followed the form’s instructions and turned it in and I thought that was that, but then I check my email and it says I qualify for nothing. Use the IRS transfer tool to transfer tax info into your FAFSA directly from the IRS, if taxes were filed. does filing as independent affect fafsa, fafsa independent student loophole, can you fill out fafsa if you are independent, can you still get fafsa as an independent, fafsa independent loophole reddit A month before I left for training ( September 2021) I moved in with my boyfriend. You can be independent for student loans, and on your parents insurance until 26. Mom earns good money, dad earns ok money They still help me with rent etc. I'm trying to see if I can get more money by submitting a correction. " I've been working and supporting myself since sophomore year of my undergrad program, so of course my parents' finances have nothing to do with my ability to pay for law school. It only took me about 5 minutes to complete as a Single, Independent Student who's exempt from asset reporting. Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. As long as you are under 24. Internet Culture (Viral) FAFSA - Free Application for Federal Student Aid Members Online • SiirSaucy. I read somewhere that the current Filing the FAFSA as an Independent Student. my previous FAFSA forms had me as a dependent of my parents, although this is now changed. They will want 3rd party documentation, like a pastor, counselor, etc. I am wondering if this means my schools would give me full tuition. Anyway! I'm going into my fifth year for my Complete it honestly. I’ve been in school for years and have always had For the FAFSA I’m independent; however, I was denied independent status from the school. Any input or advice would be much appreciated. i was looking on fafsa and it says i still am dependent on my parents till 24. I still live with my parent and family in a big household. From local news and events to breathtaking scenery and outdoor activities, this community is a hub for British Columbians and anyone interested in the region. For the college I want to go to, fafsa was due April 15. 1, 2001, then you are independent for the 2024-2025 school year, regardless of your FAFSA submission date. 😭 Get the Reddit app Scan this QR code to download the app now. This loophole is only for unmarried couples who share benefits as domestic partners. I was denied at first but then petitioned through the school's financial aid office for an I am a independent student without contact or financial help from my parents. New comments cannot be posted. The math doesn’t make sense if you’re going to a community college — there’s no way this would be $19,500 in tuition for the year. I had a full pell grant then. This is a place for Financial Aid Admins/techs/other r/BritishColumbia is dedicated to all things related to the Canadian province of British Columbia, situated on the stunning West Coast. More posts you may like r/uichicago. All top tier private schools will offer similar levels of financial aid to this. ADMIN MOD For question 41i “Money received or paid on your behalf”: I am considered independent. But Google says I can file to be independent for FAFSA even tho I'm a dependent on my parent's taxes. I asked my financial aid specialist at my college (Orange Coast College), and she said I would need to have a high school diploma to qualify for FAFSA at university, EVEN THOUGH I had A ASSOCIATE'S DEGREE at that time. ) Is there any way to actually speak with a FAFSA person and explain my situation? Any loopholes or exceptions I can look into? For your situation, there are none that I know of. Gaming. Super helpful. This is a place for Financial Aid Admins/techs/other administrative employees to provide valuable information to students and parents, to better assist them with making their Financial Aid choices. Please advise. ) However, I run into this roadblock while applying for fafsa because there are no legal circumstances that show my independence from my parents and I don't fall into any of the guidelines they have for "special circumstances". Check out the sidebar FAFSA - Free Application for Federal Student Aid VELLEI7Y. In a situation where it is unsafe for the student to have contact with their family is one of those situations. How do I change my dependency status to independent on my fafsa application? Hello I’m currently filing the 2022-2023 fafsa application and I’m having trouble changing my dependency status. Financial aid officers can use professional judgement to override the dependency status on some occasions. provided for myself. There’s likely a form for exceptions bc there’s one for everything, so you could look into that. The IRS is experiencing significant and extended delays in processing - UCSD will first determine your "Estimated Family Contribution," which will be $0- that'll authorize you to get the full dispersal of financial aid from Pell & Cal Grants, which you have to apply to annually. But when I go to file my taxes, the IRS recognizes me as a dependent. The Reddit Law School Admissions Forum. I'm about to apply for FAFSA and my mom was saying to not waste my time on it because I would either get hardly any or just none at all. When I submitted the form, I marked that "Unusual circumstances prevent me from contacting my parents," because my parents can't fill out their financial information, and when I got it back I was told it was filled out wrong because I marked that I couldn't contact my Provisionally independent status . This is why the 2024-25 FAFSA asks if you were born before Revision of the FAFSA to not recognize people as independent until they're are 24 was the governments first attempt at solving student loan default. Classifying as independent under the age of24 How hard would it be to add a checkbox saying “The student receives zero support from parents, lives without them, works full time job”, etc? Not every student fits into the limited little box that the feds After that, contact the school you plan to attend (the financial aid office). so I am technically to some level dependent on them According to Fafsa bc I'll be 24 by December I do not have to provide their info I am putting my legal address as their address too which is a different state than my school and where I live since my state doesn't recognize me as a legal resident until I've Contributors may provide general information and advice to students seeking help with applying for financial aid, but all students must understand that the best resource they can seek is the financial aid office at the school they are attending. I hadn't lived with my parents since I was 17. It's like as though the form does make the correct the determination of dependency as Independent Student for the students that would be turning 24 before end of the year, but then for whatever reason it expects inputs that are otherwise entered by a Dependent Student. Anything you enter on the FAFSA, be prepared to submit documentation of if asked. every since i turned 18 i am not financially dependent on my parents, i have a job and i will be filing my taxes independently. I filled out the personal circumstances section and FAFSA automatically placed me as an independent and that I don't need to fill out my parent's info. mindsetofatoxicaries. Wᴇʟᴄᴏᴍᴇ ᴛᴏ ʀ/SGExᴀᴍs – the largest community on reddit discussing education and student life in Singapore! SGExams is also more than a subreddit - we're a registered This is a place for Financial Aid Admins/techs/other administrative employees to provide valuable information to students and parents, to better assist them with making their Financial Aid choices. I’m having difficulty figuring out what I’m going to do with my life long term, because FAFSA still requires parent info even if you’re completely independent like I am, unclaimed in their taxes, and haven’t spoken to them in ages. Internet Culture (Viral) This is a place for Financial Aid Admins/techs/other administrative employees to provide valuable information to students and parents, to better assist them with making their Financial Aid choices. Graduate Student Dependent or Independent? For the 2023-2024 FAFSA I listed myself as independent thinking Id receive more aid but all I got were loans. ) and I’ve always been told that I have to do dependent on the fafsa. 3. however was not told about the forms i needed to submit until late august (only days before aid disbursements) i was required to submit 2 This will be my first time filing FAFSA as an independent and I’m super lost. Advice/Help Needed I haven't been to college since 2019. I am trying to fill out my FAFSA and it keeps saying I need his financial information. Then you won’t need anyone’s taxes. I live with my partner and our child. Share Sort by: Best. There are different ones that your state can give you, those would be out by now. r/6thForm. In that scenario, having $100k in a 529 for Child A would not have any impact on the For financial aid purposes being an independent means parent information is not included on the FAFSA. e. If your birthday is before January 1, 2001, then it automatically makes you independent. So before I start filling out my FAFSA and financial aid information I was wondering if it would be more beneficial and more money to file as an independent or dependent on the application. Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. Internet Culture (Viral) Amazing FAFSA - Free Application for Federal Student Aid and even if I wasn't, I was orphaned at 12yo. Before I bother the financial aid offices, are there any consequences to adding parent info in regardless? Contributors may provide general information and advice to students seeking help with applying for financial aid, but all students must understand that the best resource they can seek is the financial aid office at the school they are attending. After answering that it loops me back to the independent student screen then starts in the demographics again! Just a continuous loop. If taxes weren't filed and/or that tool is not used, be prepared to submit documents from the IRS. r/uichicago. For the FAFSA for an independent student, your household size includes you, your spouse (if married), and any dependents who will receive more than half their support from you (you are financially responsible for them). due to family financial conditions i’m now fully independent. However, it's very easy to enter the country as a tourist. Or check it out in the app stores TOPICS Both kids wrote their financial aid offices and asked for help because of a sibling being in college and my ABSOLUTE refusal to take out any more Parental Plus loans. I have a part-time job and pay for my own things. Once again, thank you for the kind words. Internet Culture (Viral) Amazing; Animals & Pets; Cringe & Facepalm I still use the loophole of jumping on a shuttle bus out of LAX to a parking garage(/or hotel, yes) and then calling an Uber/Lyft from there to avoid the In solidarity with fellow subreddits and 3rd party developers, /r/AskHR has gone private during the blackout. In order to be considered financially independent, some parents have turned over legal guardianship of their child to a family friend or relative before the child turns 18. Step 3: If you don't hear back from the financial aid office within about a week, pick up the phone and call them about it. OP needs to explain these extenuating circumstances to the FA administrator and then probably fill out some kind of form. Financial Aid people have something called "Professional Judgement" where they can turn your Dependent status to Independent. Nearly half of families with $250k+ incomes still receive some financial aid, particularly if they have multiple kids in college. The financial aid situation is just wonky. It’s a type of professional judgment (PJ) that the US Department of Education allows, and financial aid administrators have a For the 2022-2023 award/FAFSA year you would be Independent if you turned 24 on or prior to December 31st 2022. Problem being I’m unemployed and live with my dad and I’m in no way shape or form an independent student. i completed my form back in may. That is what the school and government use to determine if you qualify To shorten this post a bit, I posted some information about FAFSA dependency requirements in the comments. I went through the same deal. ADMIN MOD Should I claim dependent or independent on FAFSA . I’m doing the fafsa for 2021-2022 and one of the Get app Get the Reddit app Log In Log in to Reddit. As I said above, tons of students my age have asked me how I became an Yes. I am 22 years old, I live on my own but with no fixed income (my parents are willing to pay for my rent until I am able to afford it consistently myself). Doesn’t matter if they didn’t file taxes yet, they can still complete the FAFSA and there are methods for them to create accounts now and contribute to the form without being verified for now. FAFSA uses prior prior year income. More posts you may like r/patentlaw. Although it does mean that the parents’ finances are not considered by the need analysis process, a student who gets married will have to include the financial information for his or her spouse. I am 21 and about to go to grad school. I’m not sure what happened in the start of my fafsa form, but at this point I can’t redo one. The graphic on this page also explains it, although it phrases it "by January 1st" rather than "on or by December 31st" but it's the same thing, you get Realized I could’ve worded this better. “This distinction is crucial because graduate and professional students are almost always granted independent status on the FAFSA. Oh, and if you come from an abusive background? Too bad. I have a low income, an independent student in California. FAFSA needs to admit that they I’m 18 and tried to do my fafsa. FAFSA join leave 26,131 readers. FYI the "double consolidation loophole" for Parent PLUS loans expires July 1 2025. I already have $50,000 in parental plus loans and am trying to get through the double I played around with the FAFSA form for days trying to figure something out since I hadn't heard updates from FAFSA themselves. Independent student status does not always lead to an increase in eligibility for financial aid. parents, step parent of custodial parent, Working on my FAFSA now, and I was assuming I would not need to enter my parents' financial information since I'm 26 and considered an "independent student. Reddit comments are not legal advice and do not replace consulting a qualified, licensed immigration professional. Hey y’all so. (1) I didn’t make $ in 2022 and was a dependent but because I’m a grad student the system puts me under independent (2) I said yes to the consent for IRS thing but I’ve literally never made enough $ to file ever broke as a joke so should I What are my chances of getting FAFSA for the 2023-2024 school year? Do my parents have to not claim me on their 2022 taxes for me to get financial aid as an independent? If in the event I have to move back home, can I still live with my parents while not receiving financial support from them and qualify for FAFSA? Get the Reddit app Scan this QR code to download the app now. Step 2: If you see a notification that says your school needs more information, use the template below and send an email the financial aid office. (Will be enrolled half time every semester) How much will my savings hurt my chances to take out a federal loan? It would not. ” This is Contributors may provide general information and advice to students seeking help with applying for financial aid, but all students must understand that the best resource they can seek is the financial aid office at the school they are attending. Reddit is not a substitute for a real lawyer. From what you have explained, it sounds like you would include only yourself in your household for the purposes of the FAFSA form and, as such, would I am a independent student without contact or financial help from my parents. Posted by u/philocrash - 11 votes and 12 comments Graduate students are automatically independent, but there is also no need-based aid for graduate students. 7 users here now. This is the only way to become independent and gain an advantage of financial aid. It's just too complicated for the federal government to add a cancel button ig My FAFSA shows that I'm considered an independent student then gives the option to list parent information anyway. ) What are my options for getting addition financial aid for the next 2-ish years? Scholarships, working, private student loans. hi i just graduated high school. Reply reply Top 6% Rank by size . They assumed that if 18 to 24 year olds couldn't take "easy" loans that the entire student loan debt problem would just resolve. To start in the fall semester of 2024 will I be considered independent or dependent? hi! i am an incoming freshman to the class of 2028 and i was an independent on my fafsa and my SAI was -1500. I've dealt with trying to apply as an independent and it's honestly an absolute pain in the ass. Reddit's hub for advice, Addendum: those are the rules this year, and that's just for FAFSA and some schools use a secondary financial aid profile called the CSS Profile. Someone let me know if I'm wrong. i will be entering the 4th year of the 0-6 PharmD program in 2024-2025 year. Ones your uni gives you, well, no FAFSA, no financial aid package until you have it, and those would also be depleted by now. The only offer I get through fafsa is an unsubsidized loan, which frankly, I just don't want to accept. I was able to receive an estimate for anticipated aid but it said I had to reach out to my school’s financial aid for either verification or documentation. Open comment sort options Reddit's hub for advice, articles, and general discussion about getting and repaying student Go to FAFSA r/FAFSA • by throwaway21212294. I’ve seen where all grad school students are independent, but I’ve also seen it depends on taxes. S. They don’t have the authority to change you from independent to dependent for this reason. Posted by u/Life-Many3052 - 1 vote and 4 comments Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. when I got that message I hit the back button (<-) once, submitted again and then it let me continue with the next steps in creating her account (found this loophole via reddit ). Members Online. But your situation is a important one and you need support from experts. Be sure to check your eligibility for medical based financial aid if you have any medical conditions. I called a few schools this afternoon to ask if they require parental information for independent students, but no one answered. does that still apply if i file my taxes independently and work to pay for my own needs. The only requirement for tourists is that they can't be here for more than three months. Hazelwood has no role in or effect on FAFSA's SAI determination. You can be an independent student for FAFSA and still be claimed as a dependent on your parent's taxes. All graduate students are independent for FAFSA purposes. Tell them your story. Would an 8-team playoff at the beginning of the BCS era (1998) have stopped or changed the 2004, 2010, and 2024 conference realignments? Former financial aid officer here. my parents make a good amount of money but they are not 22 and 24+ year olds may not be facing this issue. They told me I could speak with my school's financial aid office to see if there was any financial aid for people who were estranged from their parents. 24. If I apply to FASFA now. FAFSA is aware of the signature problem, but they're listing the "workaround" as waiting for it to process and re-signing it instead of cancelling the prematurely submitted FAFSA's. Another thing - I obviously don't want to break the law or do anything wrong legally, but there /r/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. Ever since I was 18, I claimed myself as independent, but lived with my father. Valheim; Genshin Impact; Ok so I’m filing as an independent student for the first time (applying for aid as a graduate student for the 24-25 school year) and nowhere on the form did it ask for my income information. and International, Federal, State, or local. Or check it out in the app stores Home; Popular; TOPICS Contributors may provide general information and advice to students seeking help with applying for financial aid, but all students must understand that the best resource they can seek is the financial aid office at the school they are attending. So I spent 4 years obtaining my first bachelors and I ended up borrowing a little less than $30,000 in Stafford Loans. Independent on FAFSA and on taxes are two completely separate things. Once you turn 24, you can be called independent on the next FAFSA you do. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; Get the Reddit app Scan this QR code to download the app now. Financial Aid departments have the ability to consider circumstances on a case by case basis, but it can take a while to prove your situation is legit. Only your income from 2022 is determined for aid eligibility and no longer is your parent(s) income reported when independent on the FAFSA. I thought that that Jan 1 and tax thing made my brother an independent hence why I didn’t list him and I’m freaking out now. It also outlines the steps for filing the Free I just filed my fafsa for the 23-24 school year and found out that they consider me an independent student because I’m turning 24 in October. Get the Reddit app Scan this QR code to download the app now. Please use the search bar before posting your question for similar questions answered in the past. When a student is determined to be a dependent student (look at the FAFSA, step three - there are 18 dependency questions, if your answer to at least one of them is yes, you are considered independent - otherwise, you are dependent of your parents in the eyes of the govm't) - you must include parent income information in your FAFSA. FORM 221 g GIVEN DUE TO SYSTEM FAILURE? comments. They say that on the forms about the fafsa. If she doesn't provide her info you'd only be eligible for $5,500 in unsubsidized loans from federal student aid. The best place on Reddit for admissions advice. You are dependent until 24 or you can say yes to one of these questions, you supporting yourself or your parents not wanting to contribute is not one of those reasons. Fafsa says I am considered independent then I continue until the end of the form and asks the risk for homelessness question. A place for sixth formers to speak to others about work, A-levels, results, It’s up to the financial aid of your college to approve or deny your dependency override. I'd expect to add an extra 5 minutes for each extra contributor on your account (i. This allows the student to be awarded independent-level financial aid amounts, which are higher than dependent status students. I'm filing this for my 6th/ final undergrad year at a public university, I will be 23 when the upcoming academic year starts & graduating at 24. Hi, guys, I'm 24 so I'm classified as an independent student, I make 3k per month since I work and study full time, in the 2024-2025 FAFSA my expected contribution was over 7k which is ridiculous, and basically that 7k was the money that I need to pay my tuition so I can't pay for it now (FAFSA money was the only way to pay tuition for me) you guys know if there is any possibility to re Hey Everyone: I'm trying to determine the best way to fill out my FAFSA - either as an independent or dependent of my parents. My parents refused to touch the FAFSA forms for a variety of reasons not limited to narcissism and crime. When I was 21, needed financial aid to complete school. For example - in divorced and remarried- they only count the custodial parent (and step), vs both biological. Currently the lifetime limit for independent undergraduate students is $57,500 (sub and unsub combined), while that jumps up to $138,500 for graduate students. get reddit premium. This is a place for Financial Aid Admins/techs/other administrative employees to provide College financial aid administrators are permitted to offer dependent students an unsubsidized Stafford loan without requiring the parents to file a FAFSA, provided that the financial aid administrator verifies that the parents have ended financial support and will not file the FAFSA. The changes made to the FAFSA will take effect in 2023-2024 school year and will be based on tax information from 2021. However, I'm not sure if I qualify. There are ways to petition for independent status even if you do not meet certain criteria for it. This is a massive shit show. with the changes in the fafsa form this year it has made it a pain Get an ad-free experience with special benefits, and directly support Reddit. parents are expected to contribute to your education. how do i go about changing this on my FAFSA form? i cant figure it out even under the dependency section Yeah, sadly you’re still a dependent. Would not go well. Valheim; Genshin Impact; I'm a independent student with a -1500 sai how much aid am i going to get . The IRS is experiencing /r/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. Financial aid office was like "nope. I’m right there with you (completely independent. Reply reply Top 5% Rank by size . All graduate students are offered the same $20,500 unsubsidized federal loan per year and have the option to apply for a graduate PLUS loan, but graduate students cannot receive federal grants. I was just admitted to my dream grad program and I'm curious to know 1) If I would qualify to begin filing as an independent student and 2) If it would be in my best interest to do so now that I'm beginning my graduate program. That’s why it doesn’t consider adults for that question. Sucks. A place for employees to ask questions about compensation, benefits, harassment, discrimination, legal, and ethical issues in the workplace. They told me to follow up with my colleges financial aid office. I AM NOT. What you are thinking of is emancipation. But if you were eligible for more Those won’t be reasons enough to become independent. I read that once I turn 24, I will then be classified as an independent student and will finally qualify for financial aid (my parents made too much money). I'm sharing my story so that it might help students in similar situations get past the dependent status hurdle. Dependant student being called I was defined as an independent student for this year’s FASFA due to being self-supporting and estranged from my parents. This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. 1 (Whereas undergraduates pursuing a bachelor’s degree are mostly classified as a dependent). Yes, really. ADMIN MOD Independent. You’d be looking for the dependency override from FAFSA and there are pretty specific things they’re looking for to approve this (outside of the other options of being 24 or older, married, or having a kid). Dependent question is to determine if someone under 24 could be considered independent for the FAFSA. Most of the students would qualify if they didn’t look at parental info because they can be considered independent by FAFSA. From finaid. I apologize if this seems jumbled, I have a ton of questions and am not very familiar with the FAFSA process. you’re considered independent. My brother /r/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. john’s university. Each has different rules, and the rules are constantly in flux. Under 24 and full-time student means you can be claimed as a Qualifying Child if you meet the other criteria, View community ranking In the Top 10% of largest communities on Reddit. You probably cannot change the household size on your FAFSA because you reported earlier that you are not married, you do not have any children or (dependents other than children) that you provide more than 50% of their FAFSA needs to admit that they are a major fuck up this year and let these students (all students) attend school on the federal government’s dime for the 24/25 school year. So it assigned me as independent and I didn't have to put anyone else's information. While I completely agree that it should be need based - the way it’s calculated is a bit wonky. In addition, Federal Student loans have lower interest rates than Parent PLUS loans (and has significantly more friendly repayment plans), so you might as well max out your student loans for your senior year (and use some of your savings to pay down the Parent Plus loan). My parents are literally too busy to fill out their end of the FAFSA, and we both knew this before I started the application. A From FAFSA point of view, you are an Independent, a non-filer back in 2022, so you'll get SAI of (negative) -1500, meaning max pell grant, FSEOG, work-study, fed loans etc. org: Members of the National Guard or Reserves, however, are only considered to be veterans if they were called up to active Federal duty by I haven’t spoken to them for an entire year now. 😢 more suggestions I've seen on Reddit include trying the same thing in an incognito browser and making sure your last name isn't more than 12 characters Contributors may provide general information and advice to students seeking help with applying for financial aid, but all students must understand that the best resource they can seek is the financial aid office at the school Hi! So I successfully filed a FAFSA dependency override for the 2021-2022 school year, meaning I am independent even though I am a full time student under 24. Reddit's home for tax geeks and Even if they don’t financially support you now unless you were independent when you graduated from high school for other reasons, have a child, get married, or join the military with active status. mine says "We found a Social Security number (SSN) that matches your information. Get app Get the Reddit app Log In Log in to Reddit. on campus and off campus for dependent and independent students that are in-state and out-of-state. Hi, I would make an appointment with your financial aid officer on campus. Also the age being abt 24 to be “independent” is a bit high (if I remember the age correctly). If you were born before Jan. Don't give up on getting this guidance. I know - this may be challenging because it is such a busy time of the year. Filling out a fafsa won’t tell you. Some universities sent me the financial aid award, and i don't agree with the amount they gave me. This is Does that mean I can't get financial aid as an independent? I did some calculations punching in hypothetical income for my parents and it's only giving me loans instead of "free money/Pell grant. I have tried deleting and creating a new fafsa form and same thing. Instead, you’ll need to gather the necessary documents to support your independent status and demonstrate your financial Essentially everyone with a family income up to $250k receives substantial ($30k+) financial aid. I'm filling out the FAFSA for M4 and I'm not sure how to answer the question "Would you like to answer questions about your parents?" I want to say no to save time, but here's what they have on their website: You are considered an "independent" student. Your post made MY 2. Reddit comments are not legal advice and do not replace Get the Reddit app Scan this QR code to download the app now. But on the fafsa and CSS Profile question it said to list household members that are dependent. I do not work. As a graduate student can I list myself as a dependent for 24-25? and if I can would this be better or worse for aid? comment sorted by Best Top New For context, I (21f) live in Florida and currently work full time five days a week–I graduated during covid and finally decided to see if I could potentially get financial aid to go back to school and get my associate degree. FYI that a college financial aid officer can grant exceptions. (I know I can ask them directly for more money, in a professional manner, obviously, but I want to try this first) This is where I need help. If all you care about is the Pell Grant for your FAFSA, sure, waiting a long time wouldn't be as bad. Some of the amounts are Here in Costa Rica it's quite hard for foreigners to get a work visa or residency. i go to st. Families who will have kids applying for financial aid in the first year of the new FAFSA will do so using IRS information from this year, so anyone with a high school sophomore this year needs to be planning right now. I paid rent, bought my own groceries, etc. What's true today will almost certainly not apply 18 years from now when your child is thinking about college. Or check it out in the app stores FAFSA - Free Application for Federal Student Aid I was notified today that my override has been approved and I’m no longer a provisional independent! 😭😭 I asked a support member if I would be considered independent if I'm at least 24 years old, married, a graduate or professional student, a veteran, a member of the armed forces, an orphan, a ward of the court, or someone with legal dependents other than a spouse, an emancipated minor or someone who is homeless or at risk of becoming homeless. if they'd be independent on their own FAFSA, you wouldn't include them in the household size as a dependent of your The decision to override the FAFSA’s dependency status determination is 100% up to the financial aid office at your school. Or check it out in the app stores FAFSA as independent income change . We found a loophole at least in our state that if she says she is homeless she will be considered independent. " I'm currently 23, living in WA, and my gross income is around 60k (2022) and about 75k (2023. This means you are not required to answer questions about your parents. When you complete your fafsa, you're eligible (as an independent student) for the minimum of $9,500 your first year, $10,500 your second year, and $12,500 for your 3rd and 4th years in In the 2023-2024 form I was able to do it with information about my parents who live in Mexico since my counselors mentioned that we could do it that way, however, as I understand the new 2024-2025 form requires information from parent’s IRS, clearly since my parents don't have IRS, I don't know if that means I have to declare myself as an independent student (it really is, I'm Trying to apply for financial aid as a independent adult, apparently all the possible reasons for not applying with parents info don't count thus forcing me to include my parents info if I want help Locked post. Members Online • jsprbb101. National Guard service is not included in the FAFSA definition of military service. Graduate student going for post masters certificate. etc. Fafsa Independent Loophole. Overall very vague. Please remember I'm aware that FAFSA will change their system and that SAI will be the new EFC on December 2023, but does anyone know how the formula actually works and all its specifics? I'm confused on things like whether it will still consider 20% of a students assets into But one potential loophole is if you're transferring from one business unit/segment to another - say, in FMCG, you're transferring from Company A handling Household products, going to Company B handling Food products (though Company B also has Household products), the argument in case they chase you is technically you won't be handling a After my gift aid and federal loans through FAFSA, my COA is roughly 5 grand a semester. at the school they are attending. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. This new FAFSA form + filing as independent is confusing me. Based on what everyone else said, you will need to be under 24, military, responsible parent or emancipated. My hope is that this reaches the people who need it the most. If you're a full-time grad student at 22 (so automatically FAFSA independent) you can still be claimed by as a dependent as per IRS criteria. . Do I report the costs of rent, bills, etc, that he pays for? or to have civil discussions about it. To raise thw amount a pell grant gives requires congress, and since congress hasnt increased the Fafsa Independent, Taxes Dependent . Since law school means you're going for a JD, you're considered an independent student for the 2021-2022 FAFSA As a grad/professional student, you'll be eligible for up to $20,500 in Direct Unsubsidized loans and then up to the Cost of Attendance in Grad Hello. After I was able to submit my own FAFSA with the loophole, I knew I had to share with others. Savings account with 50k. i’m a 20 year old college student going into my 3rd year. You can proceed with this on your own, but if you are living under their roof, it make is harder. with the changes in the fafsa form this year it has made it a pain in the ass to receive financial aid as an independent student. Discussion So I recently turned 24 & my taxes for 2022 was basically 0 so I The thing is that 1) I probably could get my parents' info if I really sat down w/ them and told them it was necessary, and 2) I stayed on my dad's health insurance (I thought I might just take my job's insurance as I had opted out until this point, but I just pay my own bills/copays and haven't been forced off so am taking advantage of this. When creating a parent account we had the issue of the website not letting her continue to the next step because fafsa “needing more information”. FAFSA - Free Hey yall! So I marked on my FAFSA that I was provisionally independent (i am) and had to do the whole run through the schools financial aid It’s not easy to become a FAFSA independent student, but it’s the right choice for certain people. Hi! So I successfully filed a FAFSA dependency override for the 2021-2022 school year, but when I go to file my taxes, the IRS recognizes me as a dependent. The FAFSA will only use your income information. becnkr ekxijt yrzqh wlpx jem lya dmvz xok rze mvlawt